Heritage Term Deposit Rates

2021年4月28日
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Term Deposits Deposit your funds at Heritage Bank for a 3, 6 or 12-month period and receive a super interest rate that’s guaranteed! The minimum deposit is $10,000.00. Penalty for early withdrawal. The Happy Birthday Certificate has a $100 minimum deposit and a $500 maximum deposit to earn the special rate. Additional deposits are allowed above the $500, but the rate on funds above the $500 maximum will earn dividends at the prevailing dividend rate.Savings & Checking Rates
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EFFECTIVE SINCE Friday February 19, 2021eCentive Account
Checking & debit card account with premium rates when qualifications are met (learn more)
$100 minimum opening deposit ~ interest compounds monthly
*Qualifying balances $0.01 – $25,0001 1.02% APY2 (Interest Rate: 1.01%)
*Qualifying balances $25,000.01 and greater1 0.19% APY2
*Base Interest Rate (non-qualifying) 0.05% APY2Jumbo Deposit Account
High interest savings rate for large balance accounts (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
*$230,000 min. balance for APY 0.37% APY2
*$100,000 min. balance for APY 0.19% APY2
*$0.01 min. balance for APY 0.03% APY2Heritage Direct Savings Account
Competitive savings rate exclusively for Digital Banking customers (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
*$1,000 min. balance for APY 0.19% APY2FlexGold Account
Tiered savings account for savers large and small (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
*$199,000 min. balance for APY 0.19% APY2
*$99,000 min. balance for APY 0.15% APY2
*$50,000 min. balance for APY 0.14% APY2
*$25,000 min. balance for APY 0.05% APY2
*$1,000 min. balance for APY 0.01% APY2Universal Savings Account
A basic savings account (learn more)
$50 minimum opening deposit ~ interest compounds quarterly
*$0.01 min. balance for APY 0.05% APY2Health Savings Account (HSA)
Designed for use with a high deductible health plan (learn more)
$50 minimum opening deposit ~ interest compounds monthly
*$10,000 min. balance for APY 0.16 APY2
*$5,000 min. balance for APY 0.11% APY2
*$2,500 min. balance for APY 0.06% APY2
*$1,000 min. balance for APY 0.03% APY2
*$0.01 min. balance for APY 0.01% APY2Legacy Checking
Traditional interest bearing checking account (learn more)
$1,000 minimum opening deposit ~ interest compounds monthly
Term Deposit Rates Australia
*$1,000 min. balance for APY 0.04% APY2
Stop in to any branch location to open a Legacy Checking Account.Certificate of Deposit (CD) Rates
EFFECTIVE SINCE Friday February 19, 2021Triple Option CD
A certificate of deposit with flexibility (learn more)
Rates also apply to IRAsTerm Deposit Rates UkTerm$2,000
Min. Balance3
for APY4$10,000
Min. Balance3
for APY4$25,000
Min. Balance3
for APY4
$75,000
Min. Balance3
for APY46 Month0.14%0.14%0.14%0.14%12 Month0.18%0.18%0.18%0.18%24 Month0.24%0.24%0.24%0.24%36 Month0.24%0.26%0.28%0.30%48 Month0.24%0.26%0.28%0.30%60 Month0.26%0.28%0.30%0.32%CDs not available for new accountsTerm
$2,000
Min. Balance3
for APY4$10,000
Min. Balance3
for APY4$25,000
Min. Balance3
for APY4
$75,000
Min. Balance3
for APY4Triple Option CD – 3 Month0.08%0.08%0.08%0.08%Option Plus CD – 36 Month0.09%0.11%0.13%0.15%Option Plus CD – 48 Month0.09%0.11%0.13%0.15%Option Plus CD – 60 Month0.11%0.13%0.15%0.17%Heritage Term Deposit Rates Calculator

1 Must meet monthly requirements to receive qualifying interest rates. Once you meet the monthly qualifications, interest will be recalculated at the appropriate interest rate and eligible fees will be refunded.
2 APY = annual percentage yield. Fees may reduce earnings. Interest rate may change after the account is opened.
3 Minimum balance to open the account and to obtain the stated APY
4 APY = annual percentage yield. Fees may reduce earnings.
The current 91-Day T-Bill interest rate is at .03% effective 03/01/2021
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